50. When and how policy is assignable

(1)A marine policy is assignable unless it contains terms expressly prohibiting assignment.
It may be assigned either before or after loss.

(2)Where a marine policy has been assigned so as to pass the beneficial interest in such policy, the assignee of the policy is entitled to sue thereon in his own name; and the defendant is entitled to make any defence arising out of the contract which he would have been entitled to make if the action had been brought in the name of the person by or on behalf of whom the policy was effected.

(3)A marine policy may be assigned by indorsement thereon or in other customary manner.


【概 要】
海上保険証券の譲渡についての条項で、禁止文言が無い限り損害発生の前後を問わず譲渡可能である旨を規定しています。
また、権利移転の目的での譲渡後も保険契約を締結した者または自己のために保険契約が締結された者の名においては、契約上の一切の抗弁が可能な旨を規定しています。




51. Assured who has no interest cannot assign

Where the assured has parted with or lost his interest in the subject-matter insured, and has not, before or at the time of so doing,
expressly or impliedly agreed to assign the policy, any subsequent assignment of the policy is inoperative:
Provided that nothing in this section affects the assignment of a policy after loss.


【概 要】
利益を有しない被保険者は保険証券の譲渡ができない旨を規定している条項です。
被保険者が保険の目的物の自己の利益を手放すか失った場合に、その時以前またはその時に保険証券を譲渡する旨を明らかにしていなければ、その後の保険証券の譲渡は効力が生じない旨を規定しています。