Marine Insurance
1. Marine insurance defined
A contract of marine insurance is a contract whereby the insurer undertakes to indemnify the assured,
in manner and to the extent thereby agreed, against marine losses, that is to say, the losses incident to marine adventure.
【概 要】
海上保険を定義する内容で、海上保険契約は航海に関しての損害を保険者が被保険者に填補すること請負う契約である旨を定義しています。
2. Mixed sea and land risks
(1) A contract of marine insurance may, by its express terms, or by usage of trade, be extended so as to protect the assured against losses on inland waters or on any land risk which may be incidental to any sea voyage.
(2) Where a ship in course of building, or the launch of a ship, or any adventure analogous to a marine adventure, is covered by a policy in the form of a marine policy, the provisions of this Act, in so far as applicable, shall apply thereto, but, except as by this section provided, nothing in this Act shall alter or affect any rule of law applicable to any contract of insurance other than a contract of marine insurance as by this Act defined.
【概 要】
海上保険の担保範囲が海上輸送に付随する内航輸送及び陸上輸送の危険に対しても拡張担保される旨を規定しています。
また、この法律は海上保険様式の証券により保険契約が締結されている場合は適用されるが、海上保険以外の保険契約に対しては適用されない旨を規定しています。
3. Marine adventure and maritime perils defined
(1) Subject to the provisions of this Act, every lawful marine adventure may be the subject of a contract of marine insurance.
(2) In particular there is a marine adventure where ?
(a) Any ship goods or other moveables are exposed to maritime perils. Such property is in this Act referred to as “insurable property”
(b) The earning or acquisition of any freight, passage money, commission, profit, or other pecuniary benefit, or the security for any advances,
loan, or disbursements, is endangered by the exposure of insurable property to maritime perils;
(c) Any liability to a third party may be incurred by the owner of, or other person interested in or responsible for, insurable property, by reason of maritime perils.
“Maritime perils” means the perils consequent on, or incidental to, the navigation of the sea, that is to say, perils of the seas, fire, war, perils, pirates, rovers, thieves, captures, seizures, restraints, and detainment’s of princes and peoples, jettisons, barratry, and any other perils, either of the like kind or which may be designated by the policy.
【概 要】
この法律に従い行なわれる航海事業の一切は、海上保険の目的として契約ができる旨を規定してます。
また、海上危険を航海に起因または付随する危険と定義し、具体的に危険を列挙して規定してます。
